Additional Insurance Services Quote Forms
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Additional Insurance Services Information
Maximize Your Benefits with Additional Protection
Enhanced 24 Hour ACCIDENT EXPENSE INSURANCE PLAN
Accidents happen when you least expect them: at home, work, while playing or traveling. You can't plan on them, but you can plan for them.
Plan Features and Benefits:
Issues ages 0-75
Guaranteed to be Renewable Up to Age 80
$50,000 or $100,000 of Accidental Death Benefit
Pays in addition to any other Insurance
Optional Accident Disability Income Benefit for the Primary Insured
Individual, Individual & Spouse, Single Parent, Family, and Children Only plans are available
$2,000 or $4,000 of Coverage Per Insured Person, Per Accident
In 2019, unintentional injuries or accidents were the third leading cause of death accounting for an estimated 173,040 deaths. * 2019 Center for Disease Control & Protection.
Ground or Air Ambulance $5,000 or $10,000
Hospital Income Benefit
Optional Medical Expense Benefit Rider
(Uninsurable Occupations & Activities)
ACCIDENT EXPENSE INSURANCE POLICY
Things don't always go according to plan. Accidents can happen anywhere and at any time. Prepare financially for accidents and the high medical bills associated with them.
Lifetime Maximum Benefit: $2,000,000
Calendar Year Maximum Benefit: $250,000, $500,000, $1,000,000
Deductible: $25,000, $50,000, $75,000, $100,000 (Per Insured person with a maximum of three (3) deductibles per Calendar Year)
ACCIDENTAL DEATH BENEFIT - $50,000 due to death of an Insured person up to age 64, caused by an Injury.
RENEWABILITY - Guaranteed renewable to age sixty-five (65) of the Primary Insured (Applicant). Premium rates are subject to change.
(Benefits are subject to Exclusions and Conditions that can be found in the Policy Form)
LEARN MORE ABOUT OUR 24 HOUR ACCIDENT AND ACCIDENT EXPENSE INSURANCE. REACH OUT FOR A QUOTE TODAY.
CRISIS RECOVERY CRITICAL ILLNESS INSURANCE PLAN
Protection when you need it most to help you cope with the high cost of recovering from a Medical Crisis. Designed to ease the financial pressure by providing a lump sum cash benefit paid directly to you upon the diagnosis of a covered illness.
Select a Benefit level to fit your needs:
$10,000 - $50,000. Dependent Children's Benefit $10,000.
90 Day Waiting Period after Effective Date of coverage for each insured person
Guaranteed Renewable to age 75
Attained Age Pricing (20% to 30% consumer savings & affordability)
Category One Benefits:
Pays 100% of Policy Value: Cancer (Internal Cancer) Stage 3 or Higher; Excludes pre-malignant conditions or conditions with malignant potential; CIN stage I and II, carcinoma in-Situ and Skin Cancer.
Pays 25% of Policy Value: Non-Invasive Carcinoma In Situ (Stage 0-2) Policy does not pay for skin cancer
Category Two Benefits:
100%: Heart Attack, Stroke Pays, End-Stage Renal Failure, Organ Transplant (Heart, lung, liver, and pancreas)
50%: Organ Transplant (Kidney)
40%: Pacemaker Implant - Double Chamber
30%: Pacemaker Implant - Single Chamber
25%: Coronary Artery Bypass (Only once in a lifetime)
Use your benefits any way you wish:
Non-medical expenses resulting from your condition
Deductibles, co-pays, prescriptions, experimental treatments and out of network expenses
Extended convalescence services or for rehabilitation
Treatments that are not covered by or limited by your existing medical insurance
Your mortgage, auto loans and credit card payments
Home or automobile alterations for special needs
Expenses for child and/or nursing care
Your income and your spouse's lost wages while he or she cares for you
Or any other bills you may have. It's your money and the choice is up to you.
(Exclusions & Limitations, Pre-existing Sickness OR Injury Provision)
SPECIFIED DISEASE INSURANCE POLICY
Prepare to protect yourself from the costly medical procedures and expenses associated with fighting specified diseases and conditions. With the improvement of modern medicine more Americans are surviving specified diseases than ever before. When diagnosed, many families struggle due to the high costs of treating these conditions.
Lifetime Maximum Benefit: $2,000,000 (may vary by state)
Calendar Year Maximums: $250,000 or $500,000
Deductibles: $25,000, $50,000, $75,000, $100,000
COVERED DISEASES, CONDITIONS, & PROCEDURES:
Coronary Artery Bypass Surgery
Heart Valve Surgery
End Stage Renal Failure
Major Organ Failure/Major Organ Transplant*
*$100,000 Lifetime Maximum on Organ Transplant
(Exclusions & Limitations, Pre-existing Sickness or Injury Provision)
TO LEARN MORE ABOUT PREPARING FOR MAJOR ILLNESSES, REACH OUT TO OUR INSURANCE AGENT. WE ARE HAPPY TO OFFER A QUOTE OR ANSWER QUESTIONS.