"IS THIS INSURANCE ACA-COMPLIANT?
No. This insurance is not ACA-compliant, nor does it qualify as Major Medical.
It was designed to be an alternative to Major Medical. This allows you to tailor your health insurance to your personal or family’s needs.
Back to Top"THIS INSURANCE SEEMS QUITE DIFFERENT FROM WHAT I AM USED TO. IS THIS “REAL” INSURANCE?”
Yes. This is real insurance. It is standalone insurance that falls within the supplemental market.
By combining multiple standalone policies that work symbiotically, Maribel Willis builds a coverage that works better for you. This will ensure that you get exactly what you need.Back to TopWHAT ABOUT PRE-EXISTING CONDITIONS? ARE ALL PRE-EXISTING CONDITIONS COVERED?
While we cover a variety of pre-existing conditions, we do not cover ALL pre-existing conditions.
Your agent will let you know if your condition is covered with this plan.Back to TopWhat Kind of Life Insurance Does Bestow Offer?
Bestow offers term life insurance. A term life policy is as easy as 1-2-3.
- Choose a term (10, 15, 20, 25, and 30-year terms),
- Select a coverage amount ($50,000-$1.5 Million), and
- Pay a set monthly premium throughout the duration of that term.
Policies offered by Bestow have level premiums, which means your monthly payments will never change as long as your policy is in force, no matter what your term length is. So lock in your rate today!Back to TopHow Do I Know I’m a Good Fit for a Bestow Offered by Policy?
If you’re in generally good health and between the ages of 18 and 60, a policy offered by Bestow might be a great fit for you. Our application provides an underwriting decision instantly, so you don’t have to wait weeks to find out whether you’re approved for coverage.Back to TopWhat is the Application Process like with Bestow?
Bestow’s 100% online application process has four simple parts:
- Your basic identifying information: email, address, and Social Security Number.
- Your life. This includes citizenship, medical history, lifestyle, and hobbies.
- Beneficiaries. This is whoever would receive the death benefit in the event of the insured’s death.
- Policy and payment details. If approved, choose the coverage amount and term length, then enter credit card info to purchase and bind the policy.
It’s as easy as that! Within 10 minutes, you could be the proud owner of a new life insurance policy.Back to TopIs a Medical Exam Required to Get a Policy Offered by Bestow?
Not with Bestow. A medical exam helps an insurance company double check how healthy you are. Instead, Bestow’s underwriting engine checks your health with big data and technology, which saves you time and money. We’ve partnered with third-party agencies to gather information in order to assess your risk and eligibility for a life insurance policy - instead of paperwork, medical exams, and lab tests. Back to TopHow Is Bestow Different Than Other Insurance Companies?
Bestow’s application process is entirely online. Seriously, 100%. Many companies offer an indicative quote online but then refer applicants to an agent in order to finish the application process. Other online life insurance companies may still require a medical exam for certain coverage amounts or applicants.
We’ve completely re-engineered the buying experience for term life insurance to be super simple and more affordable. Apply and get an instant decision in less than 10 minutes. Unlike other online life insurance providers, we underwrite the policies we offer in-house with our own technology - accelerated underwriting. Our data and technology allows us to help our customers with just about any request.Back to TopHow Can I Trust My Beneficiary Will Get Paid?
North American Company for Life and Health Insurance® is the insurance carrier for Bestow policies and pays the claim. Bestow will be there to walk whoever is making the claim through the process and answer any questions.Back to TopNeed to Apply for Term Life Insurance Online?
Click link below:
Ready to get a quote? Get up to $1.5 million in term life coverage with Bestow.
Bestow policies are provided by North American Company for Life and Health Insurance®, an insurance carrier rated A+ (Superior) by A.M. Best. Limitations or restrictions may apply.Back to TopDoes a policy offered by Bestow cover death by COVID-19?
We want to assure you that a pandemic is not among the limited exclusions (reasons a claim would not be paid) in the life insurance policies offered by Bestow. The two primary exclusions are death by suicide within the first two years of the policy, or providing untruthful information during the application process. Please refer to your policy for a full list of exclusions.Back to TopWHY BESTOW?
No hoops. No headaches. Just insurance. Instant coverage upon approval. Get a quote in seconds and results in minutes with our 100% online application. No medical exam ever, we mean it.
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